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In the United Kingdom, car insurance is mandatory for all drivers. Car insurance provides financial protection in the event of an accident, theft, or other damage to your vehicle.
There are three main types of car insurance in the UK:
Third party insurance: This is the minimum level of insurance required by law. It covers damage to other people or their property in the event of an accident that is your fault. It does not cover damage to your own vehicle.
Third party, fire and theft insurance: In addition to third party coverage, this type of insurance also covers damage to your own vehicle in the event of fire or theft.
Comprehensive insurance: This is the most comprehensive type of car insurance available. In addition to third party, fire and theft coverage, it also covers damage to your own vehicle in the event of an accident, regardless of who is at fault. It may also include additional features such as personal injury coverage, windscreen cover and breakdown assistance.
It's important to note that the level of coverage you choose will affect the cost of your insurance premium, and drivers in the UK also have to have a valid motor insurance certificate, which could be provided by an insurance company as an electronic document (eV9) or a physical one (V5C).
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