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Building insurance, also known as property insurance, is a type of insurance that specifically covers the physical structure of a building. It typically provides coverage for damage or loss due to events such as fire, storms, and other natural disasters. Building insurance policies typically do not cover personal property or liability, which are typically covered under a separate home insurance or renter's insurance policy. Building insurance is typically required by mortgage lenders as a condition of the loan. It is important to note that building insurance is different from contents insurance which covers only the personal belongings in the property.
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