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Construction Insurance is a type of insurance that provides coverage for risks associated with the construction industry. It is designed to protect construction businesses, contractors, and developers against potential losses or damages that may occur during a construction project.
Construction Insurance can include several types of coverage, including:
Public Liability Insurance: This type of coverage provides protection against claims of property damage or injury to third parties, such as passersby or neighboring buildings.
Employer's Liability Insurance: This type of coverage provides protection against claims of injury or illness made by employees who have been injured or become ill as a result of their work.
Contractors All Risks Insurance: This type of coverage provides protection against damage or loss to the construction project itself, such as damage caused by fires, floods, or storms.
Plant and Machinery Insurance: This type of coverage provides protection against damage or loss of construction equipment or machinery used in the construction process.
Professional Indemnity Insurance: This type of coverage provides protection against claims of negligence or errors and omissions made by construction professionals, such as architects or engineers.
Delay in Start-Up Insurance: This type of coverage provides protection against financial losses that may occur if a project is delayed due to unforeseen circumstances.
Construction Insurance is essential for construction companies as it helps protect them against potential losses that can be costly, time-consuming, and damaging to their reputation.
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